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Mega Money Market® Checking

1.75% Annual Percentage Yield

Our Mega Money Market® personal checking account offers a high interest rate of 1.75% APY* up to $50,000. With no minimum balance required, we include an All America Bank VISA debit card for secure purchases and with access to 1,000s of ATMs worldwide.

 

  • Free online banking
  • Free VISA debit card
  • Free customer service
  • Free email notification if overdrawn
  • Free electronic monthly statements
  • Access to ATMs worldwide
  • No minimum balance
Free online banking Free VISA debit card
Free customer service Free email notification if overdrawn
Free electronic monthly statements Access to ATMs worldwide
No minimum balance
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This account includes:

  • Six free withdrawals or transfers in person or at ATMs**
  • Bank-to-bank transfers
  • Person-to-person transfers
  • Overdraft privilege
  • Visa debit card
  • Direct deposit
  • Mobile deposit
  1. *Earns interest of 1.75% APY calculated on your daily balance of up to $50,000. Amounts over $50,000 earn 0.50% APY. We will pay interest earned by your account in at the end of each monthly billing cycle. APY is Annual Percentage Yield.
  2. Our monthly statement cycle ends on the 20th of each month. If the 20th falls on a Saturday, the cycle will end on Friday the 19th. If the 20th falls on a Sunday, the cycle will end on Monday the 21st.
  3. The minimum opening deposit for this account is $50.
  4. **We include 6 free withdrawals per month. There is a $5 fee for each withdrawal after 6 per monthly statement cycle.
  5. Fees could affect the earnings on this account. Learn more about this account.
  6. Annual Percentage Yield (APY) is accurate as of 2/21/18.
  7. There is a limit of one Mega Money market® account allowed per individual.
  8. To receive rewards from the Mega Money Market personal checking account, participants must receive statements electronically.
  9. Wallet style checks are available.
  10. Ten free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions.
  11. Free eStatements with transaction images are available for view online.
  12. There will be a $3 per month charge for paper statements starting November 1, 2017.
  13. Please view our Fee Change Notice page for details of other fee changes starting November 1, 2017.
  14. Learn more about our banking.