Skip Navigation

NOW Account Checking

0.25% Annual Percentage Yield*

The All America Bank NOW Account® is an interest-bearing checking account designed for customers who carry larger monthly balances and want to earn interest. Customers with this account typically do not need to use the debit card regularly.  

  • Free interest-bearing checking
  • Free online banking
  • Free customer service
  • Free email notification if overdrawn
  • Free electronic monthly statements
  • Free VISA debit card
  • Access to ATMs worldwide
Free interest-bearing checking Free online banking
Free customer service Free email notification if overdrawn
Free electronic monthly statements Free VISA debit card
Access to ATMs worldwide

This account includes:

  • Interest earned on a minimum monthly balance of $1,000
  • Unlimited withdrawals or transfers in person or at ATMs
  • Bank-to-bank and person-to-person transfers
  • Overdraft privilege
  • Direct deposit
  • Mobile deposit
  1. Open this account with a minimum deposit of $1,500.
  2. There is no monthly service charge if average daily balance for the monthly statement cycle is $1,000 or above. There is a monthly service charge of $7.50 if average balance for the monthly statement cycle is below $1,000.
  3. *If the daily balance is less than $1,500, the interest rate paid on the entire balance in the account will be 0.05% with an annual percentage yield of 0.05%. If the daily balance is more than $1,499.99, but less than $2,500, the interest rate paid on the entire balance in the account will be 0.15% with an annual percentage yield of 0.15%. If the daily balance is more than $2,499.99, the interest rate paid on the entire balance in the account wil be 0.25% with an annual percentage yield of 0.25%.
  4. Ten free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions.
  5. This is a variable rate account and the interest rate can change. Fees could affect the earnings on this account. Learn more about our banking.
  6. Qualifying VISA debit card sales transactions include each time you use your VISA debit card to make a purchase from a vendor or merchant. These transactions must post and clear your account during the payment cycle. ATM and ACH transactions do not qualify.
  7. Annual Percentage Yield (APY) is accurate as of 5/15/18.
  8. Wallet style checks are available.
  9. Free eStatements with transaction images are available for view online.
  10. There will be a $3 per month charge for paper statements starting November 1, 2017.
  11. Please view our Fee Change Notice page for details of other fee changes starting November 1, 2017.